Finance Center

Kia Financing in San Jose

Looking for a new ride near San Jose? You’re not alone. But, that doesn’t mean you’re not an individual with your own unique set of circumstances. Capitol Kia knows this. It’s one of the many things that sets us apart. We take the time to get to know you and understand your specific situation.

This allows us to do more than develop a quick pay-off period and settle too quickly for a less than ideal rate. Rather, the Capitol Kia finance team takes the extra time to get you the lowest rate possible and works with you to develop a payoff period that doesn’t spread you thin. Learn more about the benefits of taking on a Kia lease or a car financing agreement with our expert team below!

Kia Lease vs. Kia Finance

When you’re ready to upgrade your commute from Santa Clara to Sunnyvale, you have two main purchase methods to consider. You may be more familiar with Kia financing, where you take out a loan and eventually take ownership of the vehicle. However, for many, a Kia lease is also a great option. Neither method is superior, they just suit different drivers with different needs. To help make your decision easier, we’ve highlighted the benefits of car financing vs. car leasing below:

Benefits of Car Financing

Benefits of Car Leasing

  • Minimal or nonexistent down payments.
  • Easy trade-ins.
  • Affordable monthly rates.
Phone Numbers:Sales Hours:
  • Mon - Sun9:00 AM - 8:00 PM
Service Hours:
  • Mon - Fri8:00 AM - 6:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri8:00 AM - 6:00 PM
  • Sat8:00 AM - 5:00 PM
  • SunClosed

Online Kia Finance Tools

Whether you decide that car leasing or financing is right for you, shopping with Capitol Kia is the way to go. Our affordable prices are backed by our NO BRAINER GUARANTEE, ensuring that you secure a great price and enjoy a transparent purchase. While you can always find incredible service when you shop with us in San Jose, we also make sure that shopping on our site is a breeze. Use the following online tools to make upgrading your ride easier than ever before:

  • Trade-In Value Tool: Find out how much we’ll pay for your current car to help offset the cost of your upgrade!
  • Payment Calculator: Discover which models fit your budgetary goals with this calculator.
  • NO BRAINER CHECKOUT: If you want to execute an online purchase, this tool makes it easier than ever!

Turn to Our Kia Financing Center for Guidance

To learn more about Capitol Kia financing options for new Kia and used car models, contact Capitol Kia today. Or visit us in person. We’re conveniently located at 755 Capitol Expressway Auto Mall in San Jose. We can’t wait to help you secure the keys to your dream ride. Whether you feel that car financing or a Kia car lease is your best bet, we’ll help you secure a great deal. Shop with us online or in-store today!

Please contact us with any questions by using the button below or calling (669) 258-4323.

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Contact Us

Contact Us

Main (669) 258-4323 Sales (669) 258-4323
755 Capitol Expressway Auto Mall
San Jose, CA 95136

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Capitol Kia 37.275926, -121.8680271.